How To Finance Like A MoFo

How to Maximise Your Photography Print Sales, Generate Repeat Clients and Referrals


STOP Losing Sales to "I Can't Afford It" – Learn the In-House Payment Plan System That's Generated $6-7K Weekly for Richard's Studio

Finally, a Simple Way to Turn Every "Maybe Later" Into "Yes, Let's Do This!" – Without Third-Party Financing Companies, Complex Contracts, or Chasing Payments

Live Training: 8am November 6th, 2025, AEDT

Click Here For Your Local Time

Investment: Just USD$197 (Doubles After Live Delivery)

Lifetime Access for USD $197

Who this is for:

If you're a:

🐾 Pet photographer

👶 Newborn or family photographer

💃 Boudoir photographer

💼 Headshot or personal branding photographer

📸 Portrait photographer in any genre

And you're tired of watching dream clients walk away because your prices "Seem Too High"?

If you're an established photographer who's ever heard...

❌ "I love these images, but I just can't afford a $2,000 package right now"

❌ "Maybe we'll come back when our finances are better"

❌ "Can you do something smaller for our budget?"


..then you know the frustration of having clients who LOVE your work but feel priced out of your higher-end products.

What if I told you there's a way to turn virtually every one of these situations into a sale?

Not with pushy tactics.

Not with discounting your work.

And definitely not with complicated third-party financing that takes weeks to approve and eats into your profits.

But with a simple, elegant in-house payment plan system that makes your clients feel GRATEFUL for the opportunity to work with you – even on your highest-ticket packages.

…this training is for you.

Stop Guessing. Start Selling. For just USD$197.

A single payment plan will pay for this training—everything beyond that is profit.

And there's a 100% money-back GUARANTEE.

What photographers said about Richard's last Masterclass

(Which you will get FREE access to!)

"Best seminar I've been to all year long, again thanks Andrew"

- Paul Velissaris

"Grade AAA advice, what an incredible call, this content shared today is worth $1000’s."

- Brendan Taylor

"I came in late, but have already learned so many great things to implement"

- Alexis Heisa

MEET YOUR TRAINER

Richard Grenfell

The Only Photography Educator Who Actually Knows Finance Inside and Out

Richard isn't just another photography coach sharing theories. He's the rare guy who combines:

10+ Years as Owner/Director of a Consumer Lending Company – Approving loans, writing contracts, navigating compliance through major legislative changes (including the 2008 GFC aftermath)

5+ Years Running a Successful Photography Studio – Currently generating $6-7K per week in payment plan revenue alone

Proven Training Results – His previous students, like Laura, went from 15-20% booking rates to 48%, and Anita booked 100% of her cold leads (vs. the 15% industry standard)


Here's what makes Richard's approach so good:

While most photographers either avoid payment plans entirely or rely on third-party companies like Afterpay, HUMM, or PayRight (losing 12%+ in fees), Richard developed an in-house system that lets you:

🎯 Keep 100% of your revenue (no third-party fees)

🎯 Approve clients instantly (no waiting for credit checks)

🎯 Customise every plan to fit your client's actual budget

🎯 Deliver products immediately (building trust and loyalty)

🎯 Generate consistent weekly income that smooths out seasonal dips

The Eye-Opening Discovery That Changed Everything About Richard's Payment Plans

Like most photographers, Richard initially held products until payment plans were finished.

The result? Not all plans would come to completion; some clients would leave with a bad taste in their mouths, and the idea of a repeat client would be gone.

Then he made one simple change that seemed counterintuitive...

He started delivering products immediately, treating payment plan clients exactly like full-paying clients.

The transformation was remarkable:

  • Payment completion rates dramatically improved
  • Referrals increased significantly
  • Clients became repeat customers instead of one-and-done transactions
  • His "no sale" rate dropped from 10-20% to just 1%

Why does this work? The laws of reciprocity. When you treat clients with trust and generosity, they repay that respect.

Why Right NOW Is the Perfect Time to Master In-House Payment Plans


The Economic Reality: Whether clients are actually more price-sensitive or photographers just THINK they are, the fear is real. You need tools that give you confidence to present higher prices without anxiety.

The Third-Party Problem: In Australia, legislation changes on June 10th, 2025 have made third-party financing slower, more complicated, and more expensive. Even if you're not in Australia, every country is trending toward more regulation of consumer finance.

The Opportunity Gap: Most photographers either don't offer payment plans at all, or they rely on rigid third-party systems. You have a massive competitive advantage when you can offer flexible, instant approval, in-house plans.

The Transformation: From "Can't Afford It" to $7,900 Sale!


Meet Alice
(one of Richard's recent clients):


She came in expecting to spend maybe $1,000. She worked a regular job in hospitality at an RSL – not exactly rolling in money.


But because Richard knew how to present payment plans in a way that felt comfortable and achievable, Alice didn't just buy...


She invested $7,900 in her portraits.

And here's the beautiful part: She came to Richard through a referral from another payment plan client.

The system creates its own momentum.


This isn't a one-off story.

Richard consistently turns "budget-conscious" clients into high-value customers because his payment plan system removes the psychological barrier of large upfront payments.

The Numbers Don't Lie: Richard's Current Results

📈 $6-7K per week in recurring payment plan revenue

📈 1% no-sale rate from competition and giveaway style promotions (industry standard is 10-20%)

📈 Multiple repeat bookings per month (previously zero)

📈 10-15 bookings from one annual email to past payment plan clients

📈 Consistent referrals from satisfied payment plan customers

But here's what his students are achieving:

Laura Längsfeld: After Richard's "Sell Like a MoFo" training, her booking rate jumped from 15-20% to 48%. She's expecting €30,000 return on a €600 investment.

Anita Watkins: Booked 100% of her cold leads after implementing Richard's methods (compared to the 15% industry standard). She went from dreading sales calls to looking forward to them. in this area

What You'll Learn in "Finance Like a MoFo"

This isn't theory. This is the exact system Richard uses daily in his studio:

Module 01

The Complete Payment Plan System

  • Why third-party financing is becoming harder and more expensive (and why in-house is the future)
  • The mindset shift that makes payment plans work (operate from abundance, not fear)
  • When and how to introduce payment plans (Richard's exact scripts for phone calls and in-person presentations)

Module 02

The Art of Presenting Payment Plans

  • How to position payment plans so clients feel GRATEFUL for the option
  • The closing question that gives clients two clear choices (without pressure)
  • Why letting clients nominate their own payment amounts leads to higher success rates
  • The psychology behind why this approach actually increases average sales

Module 03

Setting Up and Managing Plans

  • Simple systems for recording payment details (no fancy software required)
  • How to process payments manually for maximum control and flexibility
  • The follow-up SMS templates that keep clients engaged and paying
  • Why processing all payments on ONE day saves you time and headaches

Module 04

Avoiding Common Mistakes

  • The biggest errors photographers make (time-based vs. payment-based plans)
  • How to handle failed payments without damaging relationships
  • Why rigid terms kill payment plans (and what to do instead)
  • The delivery strategy that actually improves completion rates

Module 05

Maximising Results

  • How payment plans generate more referrals and repeat business
  • Using payment plans to close bigger sales (not just make sales easier)
  • The "sneak peek" strategy that locks in client excitement
  • Converting competition leads into high-value payment plan clients

"I have not had a no sale in over 2 years and only had one call to reduce an order that I easily fixed." — Richard Grenfell


Thank you so much for this course with Richard - How To Advertise Like A MoFo!! 

I just wanted to let you know I have only now finished watching, and I have to say it is probably the best course I've done from PhotoBizX!! 

I can completely relate to Richard and his style. Some true gems in this course that I am implementing this minute!! 

— Tanya Simmonds


What You Get When You Register Today

Live 2-Hour Training (November 6th, 2025) - Learn the complete system
Live Q&A Session (November 13th, 2025) - Get your specific questions answered
Full Recording Access - Can't make it live? No problem
Richard's Presentation Scripts - The exact words that work
SMS Follow-Up Templates - Copy-and-paste client communication
Ongoing Support - Email questions anytime to Andrew, get answers from Richard

MASSIVE BONUS: Get Richard's Complete "MoFo" Training System (Value: USD$600)

When you register for "Finance Like a MoFo" today, you also get FREE access to Richard's two previous highly-praised courses:

🎯 "How to Advertise Like a MoFo" - The exact ad strategies that generate quality leads consistently

🎯 "How to Sell Like a MoFo" - The selling system that took Laura from 15-20% booking rates to 48%

This creates the complete business system:

  • Advertise → Get quality leads
  • Sell → Convert leads to clients
  • Finance → Close bigger sales with payment plans

Plus: December 12th Mastermind Session - Ask Richard anything about advertising, selling, OR payment plans. This session covers all three courses for maximum implementation support.

"The one thing I am 100% sure about is.... the secret to any business's success, especially with discretionary spending, is the ability to correctly message and sell to people in a modern way." — Richard Grenfell

What more photographers said about Richard's last Masterclass

(Which you will get FREE access to!)

"Thanks Richard and Andrew. Really great course and I love the No BS approach!"

- Iain Sim

"Fabulous training, learned so much, pages of notes!"

- Leah Godfredson

"f***n awesome :-)"

- Helen Trenery

Register Now for $197!

Why This Could Pay for Itself With Your Very Next Client

Think about your last client who said "I love these images, but I just can't afford the $3,000 package."

With Richard's system, that same client could have said: "I can put down $500 today and pay $100 per week? That works perfectly!"

One converted sale pays for this entire course.

But here's the real math: If Richard's system helps you close just ONE additional $2,000+ sale per month (which is conservative based on his results), that's $24,000+ extra revenue per year.

Your investment today: $197
Potential return in year one: $24,000+

That's a 12,000%+ return on investment.

Lifetime Access for USD $197

Here's What Photographers Are Saying About Richard's Training

"Holy shit his stuff works. Every woman was like my ideal client and we connected easily. I was done all the calls in about 20 minutes and each woman has messaged me about how excited she is!" - Anita Watkins (100% booking rate from cold leads)

"I couldn't be happier! So with an average sale of 1500 € I'm expecting a return of 30000 € for an initial spend of 600 €. The sales I had so far with these clients were all hitting the average or above (with a sale just under 5000 € today)." - Laura Längsfeld (48% booking rate vs. previous 15-20%)

"Without Andrew's podcast and this amazing group, I wouldn't be anywhere near where I am now. Thank you for literally changing my life!" - Laura Längsfeld

"Anyone hesitating to implement or to purchase Richard's courses, don't! It just works." - Anita Watkins

WARNING: This Pricing Disappears After the Live Training

Today's Investment: Just $197

After November 6th: $397 (Price Doubles)

Why the price increase? Once this training is delivered live and recorded, it becomes a permanent resource. The live interaction, real-time Q&A, and community energy you get by joining now is worth the premium.

Plus, you're getting $600+ worth of bonus courses that won't be included in the future version.

This is your chance to get the complete system at the lowest price it will ever be offered.


👇 Ready to Finance like a Mofo?

You don’t need more clients. You need larger sales.
This is how you get them.

100% Money-Back Guarantee - Zero Risk

If you attend the training and aren't completely satisfied with what you learn, email me at andrew@photobizx.com within 30 days for a full refund. No questions asked.

Richard and I are so confident this system will transform your sales that they're willing to take all the risk.

Don't Let Another "I Can't Afford It" Walk Out Your Door

Every day you wait to implement this system is another day of lost sales.

Every client who says "maybe later" could have been a "yes, let's do this!"

Every photographer who learns this system before you do gains a competitive advantage in your market.

The photographers who act will be the ones generating consistent weekly payment plan income while others are still struggling with feast-or-famine cycles.

Ready to Transform Your Sales Forever?

Here's everything you get when you register today:

✅ Live "Finance Like a MoFo" Training (November 6th, 2025)
✅ Live Q&A Session (November 13th, 2025)
✅ December 12th Mastermind Session
✅ Full recording access if you can't attend live
✅ Richard's exact presentation scripts
✅ SMS follow-up templates
✅ Ongoing email support through Andrew
BONUS: "How to Advertise Like a MoFo" course ($197 value)
BONUS: "How to Sell Like a MoFo" course ($397 value)
✅ 100% Money-Back Guarantee

Total Value: $791+
Your Investment Today: Just $197
After November 6th: $397 (for Finance course only)

Register Now - Limited Time Pricing

[REGISTER FOR FINANCE LIKE A MOFO - $197]

Questions? Email Andrew at andrew@photobizx.com

PS

Remember, this system helped Richard go from occasional failed payment plans to $6-7K weekly recurring revenue. It turned Alice from a $1,000 budget into a $7,900 sale. And it's helped students like Laura and Anita achieve booking rates that seemed impossible before.

The only question is: Will you be implementing this system in your studio next month, or will you still be losing sales to "I can't afford it" next year?

The choice is yours. But the $197 pricing ends November 6th.